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Professional Merchant Processing Services

Cut processing costs without sacrificing experience. Our average client saves $347 monthly with transparent pricing and local support.

Complete Payment Solutions

Everything you need to accept payments securely and affordably

Payment Processing

Accept all major credit cards, debit cards, and digital wallets with competitive rates and transparent pricing.

  • Interchange-plus pricing
  • Next-day funding available
  • EMV and contactless ready
  • Online and mobile payments

Cash Discount Programs

Reduce processing costs by 20-40% while maintaining excellent customer experience.

  • Compliant program setup
  • Guest-friendly messaging
  • Automatic fee calculation
  • Regular compliance reviews

Security & Compliance

PCI-compliant solutions with fraud protection and chargeback prevention tools.

  • Level 1 PCI DSS certified
  • Advanced fraud detection
  • AVS and CVV verification
  • 24/7 transaction monitoring

Why Most Businesses Overpay for Processing

Hidden fees and confusing pricing structures cost businesses 20-40% more than necessary. We provide transparent solutions that save money.

Flat-rate plans that penalize growth
Hidden monthly fees and surcharges
Expensive equipment leases
Poor configuration causing downgrades
3.0%+
Average Overpayment
If your effective rate is above 3.0% for retail or 3.2-3.6% for restaurants, you're likely overpaying

Real Savings Examples

Our average client saves $347 per month without sacrificing service quality

$25,000/month

Monthly Processing Volume

Current Rate:2.8%
Optimized Rate:2.2-2.4%
$100-150/month
$1,200-1,800/year saved

$60,000/month

Monthly Processing Volume

Current Rate:3.1%
Optimized Rate:2.4-2.7%
$240-420/month
$2,880-5,040/year saved

$125,000/month

Monthly Processing Volume

Current Rate:3.3%
Optimized Rate:2.5-2.8%
$625-1,000+/month
$7,500-12,000+/year saved

Industries We Serve

Tailored solutions for every business type with industry-specific configurations

Restaurants

Tableside EMV, QR pay-at-table, online ordering, and tip management systems.

Calculate Interchange-Plus Payout for Restaurants

Retail

Barcode scanning, inventory integration, multi-location reporting, and loyalty programs.

Calculate Interchange-Plus Payout for Retail

Small Business

Invoicing, subscriptions, mobile readers, and virtual terminals for any business size.

Calculate Interchange-Plus Payout for Small Business

PCI Compliant

Level 1 PCI DSS certified for maximum security

A+ BBB Rating

Trusted by 1,000+ businesses nationwide

Local Support

Fort Lauderdale based team, not a call center

Same-Day Approval

Get approved and processing in 24 hours

What Our Clients Say

Join 1,000+ satisfied merchants across South Florida

"Switched to Processing Bros and immediately saved $280/month. Their team actually picks up the phone when I call."
Maria Rodriguez
Coral Springs Café
"Finally found a processor that doesn't hide fees. Everything is transparent and their rates are unbeatable."
David Chen
Miami Tech Solutions
"The cash discount program helped us reduce processing costs by 35% without losing customers."
Jennifer Smith
Broward Boutique

Simple Getting Started Process

Get approved and processing payments in as little as 24 hours

1

Free Statement Audit

Share a recent statement for analysis of fees and savings opportunities

Same day
2

Custom Solution Design

Select pricing model and hardware that fits your business workflow

24 hours
3

Fast Approval

Same-day approval for qualified businesses with credential setup

Same day
4

Go Live

Staff training, system testing, and ongoing support without contracts

24-48 hours

Frequently Asked Questions

Do you require long-term contracts?

No. We earn your business month after month—no long-term contracts and no cancellation fees.

Can I keep my existing POS or terminals?

Often, yes. We work with major platforms and advise on compatible gateways or an easy migration path when needed.

How fast can I get approved and funded?

Same-day approval is available for qualified businesses, with next-day or same-day funding options.

Do you help with chargebacks and fraud?

Yes. We configure AVS/CVV, settlement timing, and receipt/tip policies, plus provide representment guidance.