Switch From Toast Without Losing Kitchen Features
Toast charges 2.49% + $0.15 on every check, on top of its own POS software subscription. See what that's really costing your check average, and move without disrupting service.
Toast's Processing Fee Stacks on Top of Its Software Fee
Toast bundles POS software and payment processing together, so 2.49% + $0.15 in processing costs lands on top of a recurring subscription bill, every month, on every check you run.
| Model | Rate | Who pays the fee |
|---|---|---|
| Toast (bundled) | 2.49% + $0.15, plus POS subscription | You, on every check |
| Interchange-plus | Wholesale cost + small fixed markup | You, but only the real cost |
| Dual pricing / cash discount | Disclosed service fee on card only | The card-paying guest |
Restaurant POS Without the Processing Markup
Kitchen display, tableside payments, and delivery integration - the features you rely on, without Toast's bundled processing rate riding on top.
Full-Featured Restaurant POS
Kitchen display systems, tip adjustment, tableside payments, and DoorDash/UberEats/GrubHub integration on Clover, KORONA, or Quickvee - matched to how your kitchen actually runs.
Dual Pricing for Restaurants
A disclosed service fee applies only to card payments, so your restaurant keeps 100% of the listed check total - compliant signage and receipt language included.
When Your POS Goes Down at 7pm, Who Picks Up?
Toast ships you a box and points you to an 800 number. We're the ones who show up.
Toast
Hardware arrives by mail, self-install. Every support issue - a frozen terminal, a printer that won't fire, a rate question - routes through the same national 800 number as every other Toast restaurant in the country.
Processing Bros
A local Merchant Advocate installs your system, is reachable directly, and knows your account - not a ticket queue. No script-reading, no "please hold" for a rate question.
Switching Off Toast Without Disrupting Service
Free rate analysis
We review your Toast statement and show your real effective rate vs. our numbers.
Match your feature set
Kitchen display, tableside, and delivery integration mapped to your current setup.
Install during off-peak hours
New hardware or software goes live in parallel, typically 1-2 hours, no downtime.
Cut over and start saving
Once your team confirms everything works, we finish the transition. No long-term contracts.
Frequently Asked Questions
Does switching off Toast mean losing my kitchen display and online ordering?
No. We review your current Toast setup during the free rate analysis and match you to a restaurant POS system with equivalent kitchen display, tableside, and online ordering features - so you're not giving up functionality to lower your processing cost.
What does Toast actually charge compared to interchange-plus or dual pricing?
Toast's published processing rate is 2.49% + $0.15 per transaction, flat, on top of its own POS software subscription. Interchange-plus shows the true wholesale interchange cost plus one small, fixed markup, and dual pricing can eliminate the processing cost from your side of the ledger entirely.
Can dual pricing work with delivery platforms like DoorDash and UberEats?
Yes. The disclosed service fee applies to in-house card transactions the same way whether the order came from the counter, a tablet, or a delivery integration. We configure it to work across your existing delivery integrations, not just walk-in sales.
Will switching disrupt service during a dinner rush?
Installation is scheduled during off-peak hours and typically takes 1-2 hours with no service downtime. We run the new system alongside Toast until your team confirms everything works before fully cutting over.
What happens when something breaks - do I call an 800 number like with Toast?
No. Toast routes every support issue through the same national call center as every other Toast restaurant. With Processing Bros, you have a local Merchant Advocate who installed your system and is reachable directly - no ticket queue, no script-reading.
What if switching, or adding dual pricing, costs me diners?
That's the most common hesitation, and it's why we don't ask you to commit blind. We run every switch month-to-month, and treat the first 90 days as a trial: track it for a full quarter, and if it's not working, we adjust the setup or roll you back at no cost. You're never locked in on our word alone.