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Small Business Merchant Services

Transparent pricing and predictable costs with local support. No long-term contracts, no cancellation fees.

Complete Small Business Payment Solutions

Everything you need to accept payments and grow your business

In-Person Payments

Accept chip cards, contactless payments, and mobile wallets with modern terminals that integrate with your workflow.

  • EMV chip & contactless ready
  • Apple Pay & Google Pay
  • Portable wireless terminals
  • Receipt printing & email

Mobile & Online Payments

Take payments anywhere with mobile card readers, virtual terminals, and online payment links.

  • Mobile card readers
  • Virtual terminal for phone orders
  • Payment links via email/text
  • Online invoice payments

Recurring & Subscription Billing

Automate recurring payments for subscriptions, memberships, and regular services with secure card storage.

  • Automated recurring billing
  • Subscription management
  • Card-on-file with compliance
  • Failed payment retry logic

Avoid Common Small Business Processing Mistakes

Many small businesses overpay for processing due to simple oversights and confusing pricing structures. We help you avoid these costly mistakes.

Choosing processors based on promised simplicity instead of total cost
Accepting expensive equipment leases instead of affordable purchases
Not batching transactions daily, increasing processing fees
Missing AVS/CVV settings for online and keyed transactions
Ignoring statement details and hidden monthly fees
$225
Average Monthly Savings
Small businesses typically save $225/month by switching to transparent pricing

Solutions by Business Type

Tailored payment solutions for different types of small businesses

Retail Businesses

Point-of-sale systems with inventory, barcode scanning, and multi-location reporting.

  • Inventory management
  • Barcode scanning
  • Multi-location
  • Customer loyalty

Service Businesses

Mobile payments, invoicing, and recurring billing for contractors and service providers.

  • Mobile payments
  • Field invoicing
  • Estimate to invoice
  • Recurring services

Professional Services

Online invoicing, recurring payments, and virtual terminals for consultants and professionals.

  • Online invoicing
  • Time tracking
  • Recurring billing
  • Virtual terminals

Real Savings Examples

Our average client saves $225 per month for small businesses without sacrificing service quality

$15,000/month

Monthly Processing Volume

Current Rate:2.9%
Optimized Rate:2.3-2.5%
$60-90/month
$720-1,080/year saved

$45,000/month

Monthly Processing Volume

Current Rate:3.0%
Optimized Rate:2.5%
$225/month
$2,700/year saved

$80,000/month

Monthly Processing Volume

Current Rate:3.2%
Optimized Rate:2.6%
$480/month
$5,760/year saved

Affordable Equipment Options

No expensive leases - choose from purchase or low-cost rental options

Countertop Terminals

From $99

Perfect for retail and service counters

Mobile Readers

From $49

Accept payments anywhere you go

Wireless Terminals

From $149

Portable payment processing

Tablet POS

From $299

Complete point-of-sale solution

PCI Compliant

Level 1 PCI DSS certified for maximum security

A+ BBB Rating

Trusted by 1,000+ businesses nationwide

Local Support

Fort Lauderdale based team, not a call center

Same-Day Approval

Get approved and processing in 24 hours

What Our Clients Say

Join 1,000+ satisfied merchants across South Florida

"Switched to Processing Bros and immediately saved $280/month. Their team actually picks up the phone when I call."
Maria Rodriguez
Coral Springs Café
"Finally found a processor that doesn't hide fees. Everything is transparent and their rates are unbeatable."
David Chen
Miami Tech Solutions
"The cash discount program helped us reduce processing costs by 35% without losing customers."
Jennifer Smith
Broward Boutique

Simple Onboarding Process

Get approved and processing payments in as little as 24 hours

1

Business Assessment

Understand your payment needs, volume, and current processing costs

15 minutes
2

Solution Design

Recommend the right mix of terminals, online payments, and pricing

Same day
3

Quick Setup

Fast approval and equipment delivery with simple setup instructions

24-48 hours
4

Go Live

Start processing with ongoing support and no long-term contracts

Same day

Frequently Asked Questions

How quickly can I start taking payments?

Many small businesses are live within 24–48 hours after approval.

What if my volume grows?

We scale pricing and hardware as you expand, with options for multi‑location and e‑commerce.

Do you require long-term contracts?

No. We earn your business month after month with transparent pricing and excellent service.

Can I keep my existing business bank account?

Yes, we work with virtually all business banking relationships.