Eliminate Processing Fees Completely
Stop paying thousands in credit card processing fees. Our compliant cash discount program lets you pass costs to card users while rewarding cash customers—100% legal in all 50 states.
How Cash Discount Works
Instead of absorbing credit card fees, you post prices that include a small service fee. Customers who pay cash receive a discount equal to that fee.
Posted Price Includes Fee
Your menu/shelf prices include a small service fee (typically 3-4%)
Cash Customers Get Discount
Customers paying cash receive the discount automatically at checkout
Card Users Pay Posted Price
Card users pay the posted price, covering your processing costs
Monthly Savings Calculator
Program Benefits
Everything you need for a successful cash discount program
Zero Processing Fees
Eliminate your credit card processing costs entirely. Pay $0 in monthly processing fees.
- No processing fees
- No monthly minimums
- No hidden charges
- Immediate savings
100% Compliant
Our program follows all card network rules and federal regulations. Fully legal in all 50 states.
- Durbin Amendment compliant
- Card network approved
- State law compliant
- Regular compliance updates
Professional Presentation
High-quality signage and receipt messaging that maintains your professional image.
- Professional signage kit
- Custom receipt messaging
- Staff training materials
- Customer FAQ cards
Compliance Checklist
- Clear signage at point of entry
- Posted prices include service fee
- Cash discount disclosed on receipt
- Staff trained on program explanation
- No deceptive practices or hidden fees
- Equal treatment of all card types
Legal & Compliant in All 50 States
Our cash discount program is structured to comply with the Durbin Amendment and all card network rules. We handle the compliance details so you can focus on your business.
Important Note
Cash discount is different from credit card surcharging, which has additional restrictions. Our program uses the proven cash discount model for maximum compliance.
Popular for These Industries
Cash discount works best for businesses with higher average tickets and repeat customers
Retail Stores
Review Retail Stores Zero-Fee Onboarding Flow →Convenience Stores
Review Convenience Stores Zero-Fee Onboarding Flow →Service Businesses
Review Service Businesses Zero-Fee Onboarding Flow →PCI Compliant
Level 1 PCI DSS certified for maximum security
A+ BBB Rating
Trusted by 1,000+ businesses nationwide
Local Support
Fort Lauderdale based team, not a call center
Same-Day Approval
Get approved and processing in 24 hours
What Our Clients Say
Join 1,000+ satisfied merchants across South Florida
"Switched to Processing Bros and immediately saved $280/month. Their team actually picks up the phone when I call."
"Finally found a processor that doesn't hide fees. Everything is transparent and their rates are unbeatable."
"The cash discount program helped us reduce processing costs by 35% without losing customers."
Simple Getting Started Process
Get approved and processing payments in as little as 24 hours
Consultation
We review your current processing and calculate potential savings
Program Setup
Configure your terminal or POS for automatic cash discount calculations
Signage & Training
Install professional signage and train your staff on the program
Go Live
Start saving immediately with ongoing support and compliance reviews
Frequently Asked Questions
Is a cash discount program legal?
Yes, cash discount programs are legal in all 50 states. The Durbin Amendment (2010) allows merchants to offer discounts for cash payments. Our program is fully compliant with all card network rules.
How much can I save with a cash discount program?
Most merchants save 100% of their processing fees. For a business processing $50,000/month at 2.5%, that's $1,250/month or $15,000/year in savings.
Will customers be upset about the fee?
Most customers understand and accept cash discount programs, especially when properly presented. We provide professional signage and receipt messaging that frames it positively.
What equipment do I need?
Cash discount works with most modern terminals and POS systems. We can configure your existing equipment or provide new hardware if needed.
Stop Paying Processing Fees Today
Join thousands of businesses saving money with our cash discount program.