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Authorize.Net Merchant Interface — Virtual Terminal, AFDS fraud filters, CIM vault
Merchant Interface
International E-Commerce Gateway

Authorize.Net

Cloud Payment Gateway & Virtual Point of Sale Framework.

Authorize.Net is the world's most trusted internet checkout standard — processing secure web, phone-order (MOTO), and retail transaction links across Visa-backed network servers. Operate the classic browser-based Merchant Interface Virtual Terminal, deploy the native Windows VPOS desktop application with EMV and tap-to-pay, run eCheck billing, recurring subscriptions through CIM, and lock down every transaction with the 25+ rule Advanced Fraud Detection Suite.

  • Browser Virtual Terminal
  • Windows VPOS desktop app
  • EMV chip + tap-to-pay
  • eCheck / ACH processing
  • Recurring billing (ARB)
  • Customer Info Manager vault
  • AFDS — 25+ fraud filters
  • Level 2 / Level 3 data
$25.00/mo · plus$0.10/txn

Flat SaaS gateway · includes AFDS, CIM Token Vault, and core Virtual Terminal · no hardware lease

Flat institutional gateway pricing

One gateway. Every channel.

Zero hardware leasing. Pure software node — provisioned in minutes.

Visa-Backed
Authorize.Net Gateway Account
$25.00/mo
+ $0.10 per-transaction routing fee

Includes full AFDS access, CIM Token Vault, and the core Virtual Terminal console.

  • Browser Merchant Interface VT
  • Windows VPOS desktop app
  • EMV + tap-to-pay readers
  • eCheck / ACH processing
  • Recurring billing (ARB)
  • CIM tokenized vault
  • AFDS — 25+ filter rules
  • Level 2 / Level 3 data passing

$25.00/mo + $0.10/txn · continuing to onboarding step 2

Authorize.Net institutional toolset

Authentic Visa-backed gateway architecture

International E-Commerce Gateway
The world's most trusted internet checkout standard — processing secure web, MOTO, and retail transaction links across Visa-backed network servers.
Browser Virtual Terminal Console
Standard Merchant Interface layout for processing over-the-phone payments instantly by populating card numbers, expiration dates, and amounts — no specialized terminal box required.
Virtual Point of Sale (VPOS) Engine
Native Windows desktop application transforms any Windows 11 PC or Surface device into an in-person retail station with EMV chip-card reader interface and tap-to-pay compatibility.
Integrated eCheck (ACH) Core
Direct enrollment into automated eCheck processing channels to handle low-cost digital check billing, invoices, and recurring subscriptions.
Advanced Fraud Detection Suite (AFDS)
Over 25 customizable transaction filter rules — velocity blocks, IP check bans, transaction value limits — flag and block malicious payment vectors before capture.
Automated Recurring Billing (ARB)
Schedule subscriptions, memberships, and installment plans with automatic retries and dunning — fully tokenized through CIM.
Customer Information Manager (CIM)
Off-site PCI-compliant data vault stores payment profiles, shipping records, and billing addresses — sensitive data never touches your network.
Level 2 / Level 3 Data Support
Native Level 2 order-level data fields plus Level 3 line-item structures via the standard API integration layer for B2B and government interchange savings.
Visa-Grade PCI-DSS Level 1 Security
Tokenized card records, hosted payment forms, and AVS / CVV verification stack — backed by Visa's global payments ecosystem.
Gateway integration & compliance FAQ

Level 2/3 & CIM, answered

Start your merchant application